Help paying for family costs in Missoula

65 programs that pay part of what families spend on child care, health care, food, housing, and more. Each program decides who qualifies and how much it pays.

Facts come from each program’s own pages, checked Sep 27 to Oct 3.

Child care 4

Best Beginnings is Montana’s child care scholarship. It pays part of licensed care, and families pay a monthly co-pay based on income. Child Care Resources runs it for the Missoula area.

  • Best Beginnings Child Care Scholarship

    by Montana DPHHS

    Part of the cost of licensed child care. Families pay a monthly co-pay based on income.

    Who qualifies
    Families earning under 185% of the federal poverty level, with children in licensed care.
    How to apply
    Apply in the state parent portal; you need a Montana Okta account.
  • Best Beginnings help in Missoula

    by Child Care Resources

    The local office for Montana’s Best Beginnings scholarship, which pays part of child care for families with low income.

    Who qualifies
    Monthly gross income under $3,261 for a family of 2, up to $7,500 for a family of 7.
    How to apply
    Apply and upload documents in the state MAQCS portal; you need a Montana Okta account.
  • Tuition assistance

    by Origins Education

    Child care scholarships at Origins: families pay their co-pay plus a reduced daily or hourly rate.

    Who qualifies
    Working families at or below 150% of federal poverty guidelines, or receiving TANF cash assistance.
    How to apply
    Apply in the state Okta portal, or get a paper application from Child Care Resources.
  • Child care scholarship referral

    by Raise Montana

    Best Beginnings scholarships through your regional child care referral office, with an income-based co-pay.

    Who qualifies
    Working families at or below 185% of federal poverty guidelines, or receiving TANF.
    How to apply
    Pick your region on the Raise Montana map to reach your local office.
Child care programs that accept scholarships 20

Health care 9

Healthy Montana Kids insures children up to age 19, and Montana Medicaid covers doctor, dental, vision, and maternity care. Apply for both at apply.mt.gov. Partnership Health Center discounts care by household income.

  • Healthy Montana Kids (HMK)

    by Montana DPHHS

    Free or low-cost health insurance for children, including medical, dental, and eyeglasses.

    Who qualifies
    Eligible Montana children up to age 19.
    How to apply
    Apply online at apply.mt.gov or at an Office of Public Assistance.
  • Montana Medicaid and HMK Plus

    by Montana DPHHS

    Doctor and hospital care, dental, vision, prescriptions, maternity care, and rides to appointments.

    Who qualifies
    Women stay covered for 12 months after a pregnancy ends.
    How to apply
    Apply at apply.mt.gov, call 1-888-706-1535, or apply in person.
  • Medicaid Well Child (EPSDT)

    by Montana DPHHS

    Checkups, screenings, and treatment for children on Medicaid.

    Who qualifies
    Children on Medicaid from birth through age 20.
    How to apply
    Comes with Medicaid; your child’s doctor asks for approval of extra treatment.
  • Sliding fee scale

    by Partnership Health Center

    Discounts on medical, dental, behavioral health, pharmacy, and lab care.

    Who qualifies
    Discounts depend on household income and family size.
    How to apply
    Apply online and upload proof of income.
  • Medicaid support sessions

    by Partnership Health Center

    Free help with Medicaid renewals, new applications, and insurance questions.

    Who qualifies
    Anyone; you do not need to be a Partnership patient.
    How to apply
    Drop in, no appointment needed.
  • Eyeglass assistance

    by Missoula Lions Club

    Eye exams and eyeglasses.

    Who qualifies
    People who need glasses or an eye exam.
    How to apply
    Fill out the club’s application form and turn it in as it directs.
  • St. Patrick House

    by Providence

    Lodging near Missoula hospitals; the Welcome Home Fund covers guests who cannot pay the nightly fee.

    Who qualifies
    Out-of-town patients and families during treatment in Missoula.
    How to apply
    Call 406-541-2828 to reserve a room.
  • Donor milk program

    by Community Medical Center

    Pasteurized donor milk for babies when a parent’s milk is not available, at $5 an ounce.

    Who qualifies
    Hospitalized and medically fragile babies come first.
    How to apply
    Outpatient families need a prescription; milk comes from the milk bank when supply allows.
  • Donor milk for babies at home

    by Mother’s Milk Bank of Montana

    Pasteurized donor milk for babies with medical needs, at $5 an ounce.

    Who qualifies
    Babies 0 to 8 weeks old with specific medical needs.
    How to apply
    Needs a prescription, a diagnosis, and a statement of medical necessity.

Disability & special needs 4

Children’s Special Health Services pays up to $2,000 a year for children with special health care needs, and Montana Assistive Technology Loans lends for equipment at low or no interest.

  • Children’s Special Health Services

    by Montana DPHHS

    Up to $2,000 a year for treatment, services, or items for children with special health care needs.

    Who qualifies
    Children and youth with special health care needs, birth to age 21.
    How to apply
    Fill out the application; a medical provider completes Section 2.
  • Montana Assistive Technology Loans

    by Rural Dynamics

    Loans to buy assistive technology: 0% interest up to $1,500 and 3.5% above that.

    Who qualifies
    Montanans with a disability, family members borrowing for them, and active military stationed in Montana.
    How to apply
    Download the loan application and return it by mail or email.
  • Case grants

    by Moving Mountains Foundation

    Grants for a family’s immediate needs, based on need and available funds.

    Who qualifies
    Western Montana children and adults with developmental or acquired disabilities, and their families.
    How to apply
    Fill out the application; the foundation’s specialists review it.
  • Lifespan Respite vouchers

    by Montana DPHHS

    Vouchers that pay for respite care for family caregivers.

    Who qualifies
    Family caregivers of children and adults of any age with special needs.
    How to apply
    Closed: funding ended June 30, 2026, and no applications are taken now.

Food & school meals 4

SNAP puts grocery money on a Montana Access Card. Schools in Missoula County Public Schools and Hellgate serve free or reduced-price meals to students who qualify.

Housing & rent 7

With a Housing Choice Voucher or Missoula Housing Authority housing, families pay about 30% of income toward rent. The Emergency Solutions Grant pays first month’s rent and deposits to move into a home.

  • Housing Choice Vouchers

    by Montana Department of Commerce

    Rent: families pay about 30% of income, and the voucher pays the rest to the landlord.

    Who qualifies
    Families within HUD income limits.
    How to apply
    Join the waiting list online through WaitlistCheck; you need an email address.
  • Subsidized rentals

    by Missoula Housing Authority

    Rental homes where participants pay 30% of their income toward rent.

    How to apply
    Apply at Missoula.house and choose the waitlists you want.
  • Emergency Solutions Grant

    by Human Resource Council

    First month’s rent, security deposit, and utility deposit to move into permanent housing.

    Who qualifies
    People who are homeless or facing eviction.
    How to apply
    Contact the Human Resource Council office.
  • Housing Solutions Fund

    by United Way of Missoula County

    Flexible money to keep housing you might lose, or to move into a safe home.

    Who qualifies
    Households in Missoula, Mineral, and Ravalli counties.
    How to apply
    A case manager or Coordinated Entry partner agency refers you.
  • Homeownership and veteran repairs

    by Habitat for Humanity of Missoula

    Homes sold at cost with no interest or profit, and repairs for veteran families.

    Who qualifies
    Families chosen on need, ability to repay a mortgage, and willingness to partner.
    How to apply
    Not taking homeownership applications now; email or call to join the interest list.
  • Homebuyer classes and counseling

    by Homeword

    Free housing and money counseling, child care during classes, and a savings match up to $500.

    Who qualifies
    Child care help is first come, first served while funds last.
    How to apply
    Call 406-532-4663 or book counseling online.

Heat & power bills 4

LIHEAP pays part of winter heating bills for homeowners and renters. Energy Share helps in an energy emergency when other help is used up.

  • LIHEAP and Weatherization

    by Montana DPHHS

    Part of winter heating bills, some furnace emergencies, and work to cut a home’s energy use.

    Who qualifies
    Homeowners and renters within income and resource limits.
    How to apply
    Fill out the combined application, print it, and mail or bring it to your local office.
  • Energy bill assistance

    by Human Resource Council

    Heating emergencies for LIHEAP homeowners, and Energy Share help when other aid is used up.

    Who qualifies
    Households in an energy emergency who used up other help or do not qualify for LIHEAP.
    How to apply
    Call the Missoula office at 406-728-3710 to see if you can apply.
  • Emergency energy help

    by Energy Share of Montana

    Home energy emergencies, energy safety, and efficiency needs.

    Who qualifies
    Decided by need, the emergency, and available funds; there are no fixed income limits.
    How to apply
    Apply through the agency that handles Energy Share for your county.
  • Electric heat discount

    by Missoula Electric Cooperative

    A discount on electric bills for members who heat with electricity.

    Who qualifies
    Members with electric heat who receive LIEAP.
    How to apply
    Apply for LIEAP through Montana DPHHS between October 1 and April 30.

Clothing & basics 4

Free Cycles gives a free bike to kids 10 and under, and River of Life runs a free clothing closet.

  • Free shopping and winter coats

    by The Bridge — Hope in the Roots

    Winter coats by request, and vouchers to shop at The Bridge for free.

    Who qualifies
    Vouchers are for families with a child in Child Start Head Start going through a hard time.
    How to apply
    Request a coat with the online form; Head Start families ask their Family Services Manager.
  • Youth bicycles

    by Free Cycles

    A free bicycle for kids 10 and under; older kids earn one.

    Who qualifies
    Kids 10 and under; ages 11 and up take a BikeWell class and volunteer 1.5 hours.
    How to apply
    Come in when the community shop is open.

Activities, camps & sports 8

Share the Fun pays toward most Missoula Parks and Recreation programs, and the YMCA offers sliding-scale help with membership, camp, and sports. Many leagues and clubs run their own scholarships.

  • Financial assistance

    by Missoula Family YMCA

    YMCA membership and programs, including summer camp, child care, and youth sports, on a sliding scale.

    Who qualifies
    Based on household size and income; income documents are required.
    How to apply
    Fill out the application and email it or drop it off at 3000 S. Russell St.
  • Player scholarships

    by Missoula Youth Football

    Football fees for families who need help; funds are limited each season.

    Who qualifies
    Households under the income limit for their size, from $36,482 for 2 people to $93,536 for 8.
    How to apply
    Email the application and proof of income to myfscholarships@gmail.com by July 1.
  • Youth fencing support

    by Montana Fencing Foundation

    Help for Montana youth to try fencing and to travel for training and tournaments.

    Who qualifies
    Young fencers in financial need.
    How to apply
    Email montanafencingfoundation@gmail.com.
  • Summer music camp scholarships

    by Missoula Music Teachers Association

    Part of the cost of a University of Montana summer music camp.

    Who qualifies
    Students of Missoula Music Teachers Association members.
    How to apply
    Your music teacher nominates you through the association’s board.
Activity providers that offer scholarships 47
Camps that offer scholarships 63

School costs 3

Missoula International School and Missoula Christian Montessori School both help with tuition, and United Way gives school supplies to the students who need them most.

College & trade school 6

Reach Higher Montana gives young people from foster care up to $5,000 a year for school, and the Missoula Community Foundation awards scholarships to local graduating seniors.

  • Education and Training Voucher

    by Reach Higher Montana

    Up to $5,000 a year for school costs after high school.

    Who qualifies
    Youth in foster care at 18 and under 26, or adopted or placed in guardianship after age 16.
    How to apply
    Create an account and choose the Education and Training Voucher application.
  • Scholars of Promise

    by Hopa Mountain

    Application and testing fees, scholarship help, coaching, and mentors for college or trade school.

    Who qualifies
    Teens in foster care, kinship care, or homelessness; a 3.0 GPA, or 2.5 for the foster care program.
    How to apply
    Apply online.
  • Scholarships for children of injured workers

    by Kids’ Chance of Montana

    Tuition, fees, room and board, books, and supplies after high school, paid to the school.

    Who qualifies
    Ages 16 to 26, with a parent or guardian killed or seriously injured at work.
    How to apply
    Apply online with essay answers and your latest transcript.
  • W.J. Gallagher Scholarship

    by Missoula College

    Awards of about $500 toward Missoula College.

    Who qualifies
    Western Montana or Hobson seniors and incoming freshmen recommended by their high school.
    How to apply
    Apply through the University of Montana scholarship application.
  • High school scholarships

    by Missoula Community Foundation

    College, university, or trade school costs for local graduates.

    Who qualifies
    Seniors from Missoula-area high schools going to school in Montana or a WUE school.
    How to apply
    Applications open November 25, 2026, and close March 31, 2027.
  • Most Valuable Student scholarships

    by Elks National Foundation

    $1,000 to $7,500 a year toward a four-year degree.

    Who qualifies
    High school seniors who are U.S. citizens; no Elks connection needed.
    How to apply
    Apply online; enter program code ElksMVS if asked.

Taxes 6

Four companies file federal returns free through IRS Free File, each with its own income limit. AARP Tax-Aide and RDI Tax Help volunteers prepare returns at no cost.

  • IRS Free File

    by 1040.com

    A free federal tax return, and a free state return if you qualify.

    Who qualifies
    Adjusted gross income from $18,100 to $89,000, or active military.
    How to apply
    Start your return online.
  • IRS Free File

    by OLT.com

    Free federal and state tax returns.

    Who qualifies
    Adjusted gross income of $51,000 or less, or active military with $89,000 or less.
    How to apply
    Create an OLT account and file online.
  • IRS Free File

    by TaxAct

    A free federal return and a free Montana return.

    Who qualifies
    Ages 20 to 60 with adjusted gross income under $89,000, or active military under $89,000.
    How to apply
    File online with the step-by-step interview.
  • IRS Free File

    by TaxSlayer

    Free federal filing with phone and email support.

    Who qualifies
    Income from $19,000 to $89,000 and age 67 or younger, EITC eligible, or active military.
    How to apply
    Create an account and file online.
  • Tax-Aide and VITA

    by AARP Foundation and University of Montana

    Free tax preparation by certified volunteers.

    Who qualifies
    Low- to moderate-income taxpayers, with a focus on people over 50; AARP membership not needed.
    How to apply
    Find a site with the Tax-Aide locator, which reopens before tax season.
  • RDI Tax Help

    by Rural Dynamics

    Free tax preparation by IRS-certified volunteers, in person or online.

    Who qualifies
    Household income under $89,000, with limits on business, rental, and farm income.
    How to apply
    Book an appointment online; after April 15, by appointment only.

Family & crisis costs 6

Crime Victim Compensation pays up to $25,000 in crime-related costs, and Child Support Services collects support and pays it out to families.

  • Crime Victim Compensation

    by Montana Department of Justice

    Up to $25,000 in crime-related costs, paid to providers or back to the victim.

    Who qualifies
    Crime victims; some family members get counseling, and so do children who witness domestic assault.
    How to apply
    Request a claim form and send copies of your bills with it.
  • Office of Victim Services

    by Montana Department of Justice

    Crime-related costs, and short-term emergency lodging for victims of domestic violence or trafficking.

    How to apply
    Call or email the office.
  • Child support services

    by Montana DPHHS

    Collects child support and pays it by direct deposit or card; $25 to enroll, free with public assistance.

    Who qualifies
    Either parent, or a caretaker or guardian of a child.
    How to apply
    Open a case with an online application.
  • Adoption subsidy

    by Montana DPHHS

    Payments for families who adopt children with special needs from foster care.

    Who qualifies
    Based on the child’s needs, not the parents’ income.
    How to apply
    The child’s Child Protection Specialist asks for it.
  • Emergency financial help

    by VFW Ole Beck Post 209

    Emergency help for veterans, such as hotel stays and gas, and larger requests from the community.

    Who qualifies
    Veterans and families facing hardship in Missoula.
    How to apply
    Contact Post 209.